Five simple steps.
Sign once. Get paid.
Here's exactly what happens when you sell your late payment claim to us, from initial contact to funds in your account. Five steps, plainly explained.
contact to payment
of signing
after completion
We buy your claim.
You get paid.
We handle the rest.
Most businesses that have supplied the public sector have a statutory late payment entitlement sitting unclaimed. We buy those entitlements outright, paying you a fixed, guaranteed sum and taking on all responsibility for pursuing the claim ourselves.
This page explains the process in full so you know exactly what to expect before you decide to proceed.
From first contact
to payment in your account
The same process applies whether you're a solvent business or an insolvency practitioner. Five steps, straightforwardly explained.
Get in touch
Tell us your company details. That's all we need to get started.
You can reach us by phone, email, or via the contact form on this site. If you'd prefer to check eligibility first, use our free eligibility checker.
We check the records
We check the payment records we hold to assess whether you have a claim.
This is something we do entirely in-house. If the records show a late payment pattern that gives rise to a statutory entitlement, we'll move to the next stage. If not, we'll let you know — no time wasted on either side.
We make you an offer
If you have a claim, we offer you a fixed, guaranteed purchase price. We present two options, and you decide which suits you.
Sign the assignment
We send our standard-form assignment documents for signature and ask you to confirm your bank details.
It's typically a few pages. We'll walk you through it if needed.
We pay. You're done.
Once in receipt of the signed documents and bank details, we make payment within 24 hours and your involvement is over. We then take full responsibility for the claims.
No further involvement is needed from you.
We take it from here.
Entirely.
Once the assignment is signed and payment has been made, we assume full responsibility for the claim. Here's what that looks like in practice.
We pursue the claim in our own name
We act in our own name, independently. The claim proceeds between us and the public body. You're not a party to any of it.
Handled at the right level
We engage with the public body's finance and legal teams — not the operational or contract contacts you work with day-to-day.
No further input required from you
We won't come back with questions or requests for documents. Your part is done the moment the assignment is signed.
Find out where
you stand, for free.
Use our free tools to check whether you have a claim and get an indication of what it might be worth. No commitment required at this stage.
Am I eligible to claim?
Answer a few short questions about the public sector clients you supply or have supplied. Our eligibility checker tells you quickly whether there's likely to be a claim.
Am I eligible to claim?What's my claim worth?
Use our claim calculator to get an indication of the purchase price we're likely to offer. Based on the same statutory formula applied to your specific circumstances.
What's my claim worth?Talk to the team
Prefer to discuss things directly? We're happy to talk through your situation and answer any questions before you commit to anything.
Talk to the team
