Public sector late payment specialists

Paid late by the public sector?
You're owed for every late invoice.
We'll pay you for the claim.

Every business paid late by the public sector has a statutory right to interest and compensation. We work out what the claim is worth, make you a fixed offer, and pay within 24 hours of signing.

Your entitlement is subject to statutory limitation periods. Once they pass, the right to claim is gone.

Late payment by numbers
1.5M+
Businesses affected by late payments each year
£26bn
Owed in late payments at any given time, around £17,000 per business
84%
Of UK businesses don't claim what they're owed in late payment interest and compensation
Late payment specialists for businesses and insolvency practitioners across the UK. We buy your claim outright and pay you a fixed sum, up front.

Simple, certain, and done.

The same straightforward process for businesses and insolvency practitioners alike. From first contact to payment in five steps.

01

Get in touch

Tell us your company details. That's all we need to get started.

Takes minutes
02

We check the records

We check our records to assess whether you have a claim.

No input required from you
03
£

We make you an offer

If you have a claim, we offer you a fixed, guaranteed purchase price.

Fixed amount, agreed upfront
04

Sign the assignment

We send our standard-form assignment documents for signature and ask you to confirm your bank details.

Straightforward documentation
05

We pay. You're done.

Once in receipt of the signed documents and bank details, we make payment within 24 hours and your involvement is over. We then take full responsibility for the claims.

Immediate payment, zero ongoing obligations

Solvent businesses.
Insolvent businesses.
Both welcome.

Solvent businesses

Supplied the public sector? Past or present, you may have a claim.

If you've supplied the public sector and been paid late on any invoice, you almost certainly have an unclaimed entitlement.

  • The public sector must manage its supply chain transparently, fairly, and in accordance with the law. This includes paying every invoice within the agreed terms. If it does not, it has failed in its obligations, and its suppliers are entitled to compensation and interest.
  • However, many suppliers to the public sector don't claim this entitlement and let it lapse. We can make sure this doesn't happen.
  • We will offer to buy the entitlement from you, pay you for it, and then pursue the claims ourselves with no further involvement from you. Your client relationship stays with you, untouched.
  • We buy the statutory rights attached to invoices already paid in full at the date of assignment. Outstanding invoices and anything you invoice after you sell any rights to us are not in scope.
  • Before committing to anything, use our free tools to find out if you have any claims and how much we could offer you for them.
Am I eligible to claim?
£
Insolvency Practitioners

An additional realisation for the estate.

Late payment rights survive insolvency. They're a distinct estate asset, separate from trade debt — and they routinely go unclaimed.

  • We identify claims using publicly available data. No analysis or work is required from your team.
  • One short assignment document. Immediate payment to the estate on signing without any further involvement from you.
  • These rights are separate from existing realisations including trade debt, debtor collections, and secured creditor positions, offering an additional realisation for estates that would otherwise fall away.
Talk to the team
IP

Most businesses paid late by the public sector don't realise they have a claim.
We do — and we pay you for it.

Under the Late Payment of Commercial Debts (Interest) Act 1998, statutory interest runs against public sector bodies from day 30 after the relevant trigger. The procurement regulations layer a 30-day contractual obligation on top. Many public bodies routinely pay later than that — and the failure to pay on time creates a statutory entitlement to interest and compensation. The vast majority of it goes unclaimed. Government press release on late payment →

Every late invoice is a separate entitlement

Fixed compensation of £40–£100 per late invoice, plus statutory interest at 8% above the Bank of England base rate.

Claims expire if not pursued

Entitlements are time-limited. Six years in England and Wales, five in Scotland. Once they expire, they're gone for good.

You get paid. We handle everything else.

Sign the assignment. Get paid within 24 hours. Simple. The claim is then ours to pursue, in our own name, with nothing further required from you.

"Do businesses really have a legal right to this compensation?"
Yes. It's been law since 1998. The entitlement is real, and it's almost entirely unclaimed.
30 days
Maximum default payment window
£40–£100
Fixed statutory compensation per late invoice, plus interest
6 years
Look-back period for claims in England and Wales (5 years for Scotland)
1998
The Late Payment of Commercial Debts (Interest) Act. Over 25 years of established law.
Takes about two minutes

See what you're owed.
See what we'd pay for it.

Free, two minutes, no commitment. The eligibility checker is the easiest place to start.

Free, confidential, and no obligation to proceed.